Next Steps

Tax Help

• The Kentucky Department of Revenue offers free tax preparation for taxpayers who have a low to moderate income (generally, $54,000 and below) who cannot prepare their own tax returns; assistance is available at local taxpayer service centers.
• Volunteer Income Tax Assistance (VITA) centers help people file their taxes for free. Find a local VITA center or call 1-800-906-9887.

Benefits and Legal Help

For legal advocacy services for people with disabilities, call Kentucky Protection & Advocacy using the online intake form or by calling 1-502-564-2967 or 1-800-372-2988.

ABLE Accounts

Kentucky's ABLE account program is STABLE Kentucky, which is only open to Kentucky residents. Learn more about ABLE accounts and compare different state ABLE programs at the ABLE National Resource Center.

Individual Development Accounts (IDAs)

Each IDA program has its own application process. Get started by finding an IDA program through the Assets for Independence Resource Center (AFI) or Prosperity Now .

Plans to Achieve Self-Support ( PASS)

The PASS application is complex. Get help with it from a PASS specialist. To contact the Atlanta Region PASS Cadre (serving Kentucky), call 1-800-254-9489 or 205-801-4444.

The Earned Income Tax Credit (EITC)

IRS Publication 596 is a comprehensive guide to the EITC. The IRS EITC Assistant can help you see whether you qualify for an EITC and how much you might get.

The Child Tax Credit (CTC)

Get information about the CTC from the IRS.

Special Needs Trusts

Both the Special Needs Alliance and the Academy of Special Needs Planners can help you find an attorney who specializes in Special Needs Trusts.

The Social Security Administration has excellent information about Special Needs Trusts and SSI eligibility.

Life Plan of Kentucky is a nonprofit pooled special needs trust, and the Academy of Special Needs Planners has a Directory of Pooled Trusts both nationwide and by state.

Kentucky Homestead Exemption

The Department of Revenue provides details about the Homestead Exemption, which can lower property taxes for homeowners at least 65 years old or with disaiblities.

Social Security’s Ticket to Work Program helps people with disabilities who get Social Security benefits re-enter the workforce and become more independent. The Ticket to Work Program offers free access to employment-related services, such as training, transportation, and vocational rehabilitation.

If you're currently on SSI, SSDI, or CDB benefits, and you're looking for a job, a trained Benefits Planner can help you avoid complications when you are working on a job plan for your future. For questions or guidance specific to your situation, you can speak to someone at the Ticket to Work Help Line at 1-866-968-7842 or 1-866-833-2967 (TTY) Monday through Friday from 8:00AM - 8:00PM EST.

View DB101's full list of experts who can help you understand different benefits.