The BasicsWhy Assets MatterABLE AccountsIndividual Development AccountsPlans to Achieve Self-SupportTax Credits and ToolsTrust FundsNext Steps

Building Your Assets and Wealth

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    updated July 8, 2025
    Building Your Assets and Wealth

    The Basics

    Many people with disabilities have low income and limited assets. It can feel hard to change this if you get public benefits, because programs like Supplemental Security Income (SSI) and Kentucky Transitional Assistance Program (K-TAP) have rules about saving money.

    However, there are steps you can take to start building your assets:

    Try one or more of these steps, so that you can save money and become more self-sufficient over the long-term.

    ABLE accounts help you build more assets

    ABLE accounts let people who have disabilities that began before they turned 26 keep money in a special tax-advantaged account. The first $100,000 in an ABLE account does not count against the $2,000 Supplemental Security Income (SSI) resource limit, and none of the money in an ABLE account counts for Medicaid.

    Learn more about ABLE accounts.

    Learn more

    Getting Past the Myths

    There are many myths about people losing their benefits if they work that are just not true.

    Supplemental Security Income (SSI)

    SSI helps people with disabilities and seniors who have low income and low resources.

    Finding the Right Health Coverage For You

    Try this interactive guide to see your health coverage options.